Natural Ways To Increase Memory Skills And Brain Power In Adults

Confused mind, furry thinking, cloudy brain and the situation when an individual starts thinking he is losing his mind like a type of heavy pressure on his or her head which doesn’t hurt but can be irritating. All these things are nothing but the problems related to brain power of a person. There can be issues like low processing speed of brain which is nothing but the rate at which an individual responds to new information, the ability to develop or process the information to come to a decision gets affected. There are various natural ways to increase memory skills and brain power. Performing regular exercises, eating well and involving yourself in interesting activities are some of those.

According to many studies and researchers problem of weak memory and brain power is mainly associated with aging. White matter loss inside the brain which is responsible for balancing all the axons or the wires can limit the information from processing quickly to other areas of the brain. People who have problems of diabetes, high blood pressure or who are addicted to particular medicines and smoking are greatly affected by such problems in brain. Blood vessels that feed the white matter get damaged because of all these medical conditions. The flow of blood gets reduced and with reduced oxygen supply the brain cells face damage or it can happen because of genetic problems in some people. These people are at a risk of having neurodegenerative conditions. For resetting the functioning of glands and increase brain power natural remedies should be adopted.

Anxiety, stress, too much of workload and the hectic lifestyle of today can really get your brain exhausted without a healthy diet. Over exhaustion, no relaxation, distractions, too much of work load can cause damage to the brain cells. Mental tiredness and chronic fatigue are some of the signs of busy lifestyle where the sympathetic nerves and the glands of the body which are responsible for making your brain to work get weak. The chemicals get released by the adrenals in a limited time phases and the central nervous is something that keeps us alert the whole time. The stress to deal with sudden problems and then restore back, have long lasting effects on the glands and brain. Too much exposure to cortisol can harm neurons and cut down on your ability to think properly.

BrainOBrain capsules are the best natural ways to increase memory skills. One of the herbs present in these supplements is Bacopa monnieri can boost the health of brain and help in lowering the effect of stress or pressure on cells of brain. The herb enhances memory and other cognitive works. The herb helps in reducing cortisol according to researchers and it also has distressing elements. It is beneficial to all types of people. It is also helpful in lowering the symptoms of diseases such as Alzheimer. The herbal supplement contains different types of other mind enabling herbs to improve the health of brain and cure other genetic and age associated damage done to the brain cells effectively.

Challenges facing a Real Estate Crowdfunding platform, Part 2

One other thing that we missed in the last article was a crucial piece. When Australians start investing in property, leverage is a key factor in the path to creating a Real Estate Empire. Most people start with a home, then after paying down the mortgage for a few years and once sufficient Equity has been accumulated they draw down a portion of it by taking a loan against it and then invest in putting a deposit against the next property. Most banks think property is a safe asset and are willing to loan upto 80-90% of its value.

The big idea of Fractional Property investment and even Real Estate Investment Trusts looses out of steam because it is a financial investment and most banks dont view it the same as owning a house. Which means that leverage is out of the picture. With the option of drawing down equity out of the window the premise of potentially negative cash flows and very low rental returns suddenly seem like a dead duck in the water.

Which is why we at www.estatebaron.comwe also allow the option to invest in Development projects themselves. There are essentially two ways to invest in a Development project. One is Debt and the other Equity.

Most Development projects get a large portion of their project funded by banks and the remainder is funded by private money or second mortgage capital. If a crowdfunding site provides funding in place of a second mortgage then the returns after the platforms fees are going to be 6% to 12% per annum. This is a decent return for retail investors but second mortgage has little security. An early stage crowdfunding platform may not always have the capability to litigate for rights for years in case a project goes bust.

So if you are going to take a risk, why not get the commensurate returns for it in the form of an Equity position where you get rights to share in profits. However the risk is that profits are what is left from revenues after expenses. You can always have a shady Developer/Builder claim thousand dollar door knobs and leave nothing in profits to be shared. It will take only one bad actor to destroy the credibility of the platform.

In addition most Developers want certainty in funding. They put deposit and then they want to know that they will receive funding else its their neck on the line come settlement. While in the US projects get filled in hours, the depth of market in Australia or awareness of the concept is minimal. Guaranteeing funding is not possible in the early days of a crowdfunding platform.

So what is the solution to all of this? Well, we will finally have an answer in the next article!

How Crowdfunding Real Estate at EstateBaron works

Australians love property, but Real Estate Equity Crowdfunding in Australia is still embryonic. With the regulations on deregulation of crowdfunding yet to crystallize most platforms are taking a wait and watch approach.

We at estatebaron.com believe that investment decisions in property should be done on the back of a full Public Disclosure Statement if it is to be a retail play. And we also think that crowdfunding can only be a retail play. So we decided that we are going the extra mile and have partnered with the right players to bring crowdfunding real estate to retail investors right now.

The second issue we faced with securing quality project developers for listing on EstateBaron.com was that most project developers want certainty of funding. While the market is still in education mode, we decided that the Fundrise approach of prefunding projects makes the best sense. So we have partnered with a major institutional property lender to provide the security of prefunding. Projects listed with EstateBaron are going ahead one way or another. We want to take uncertainty out of the equation.

Project Due Diligence is a major issue, we don’t want to list dud projects that we personally wouldn’t invest in. After doing a couple of in-house projects we have roped in some of the biggest names in the industry to do our due diligence. Wait for a major announcement on a new team member in the next few days.

With bank lending expected to tighten Project Developers are expected to face funding a crunch in funding. While Schadenfreude is not high up on our agenda, we do think it is the right time for the industry to be shaken up. Its time for middle men to be cut out of the equation. Investors should be able to decide where their money goes without the banks and lenders intermediating. Every investor is also a potential buyer and a Developer can also save on the cost of pre-sales by tapping those who have invested in the project.

The investor in turn could get a discount or rebate. Its a win-win for both the Developer, who gets money faster and on better terms as well as potential sales off the bat and for the investor who could get a spectacular deal on a property purchase.