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Equity Crowdfunding deregulation and what it means to crowdfunding platforms

The Australian government has finally made up its mind and decided equity crowdfunding could be a good idea. ASIC has been given some resources as it requested to study and establish the framework under equity crowdfunding can be established. We expect this process to go on for another few months and the regulations to be similar or slightly more conservative than what New Zealand is upto.

So instead of the current 20 12 rule which allows an issuer to make offers to 20 retail people to invest upto 2 million dollars we may see a far larger number of investors participate. This could be upto 200 or unlimited. It is also expected that crowdfunding platforms will be asked to self regulate to prevent a single retail investor from investing more than a certain amount which could be $5000 to $10000 a year. However the amount that can be raised would not exceed 2 Million.

ASIC will come back with the framework in a few months and then a new class of licenses called crowdfunding platform licenses would start getting issued. Expect this process and the first true retail equity crowdfunding offers to take about 6 to 12 months.

Equity crowdfunding for all its fancy connotations is essentially an investment. The only difference is the delivery and service vehicle is online. So the same factors which you keep in mind when making an investment such as duration, return, and risk would still be paramount. Just the fact that it is online wouldn’t make you pick an investment which offers significantly lower returns. In fact because the process is online you would probably want to see a higher return and a stronger level of security behind the deal presented.

While 2 Million is a significant amount for an early stage startup in terms of its funding, it is not a large amount for a real estate projects. The second issue is we are in an era of unprecedented liquidity. One prominent Melbourne area developer aptly told me, “We have money coming out of our bums!”. The only developers who are scrounging for small amounts are those who don’t have the credibility to secure these funds. The classic “Lemons” problem of Economics. You dont want non quality projects listed on the platform, if the first few projects go belly up it will destroy crowdfunding platforms for good in Australia.

So if we are going to make crowdfunding real estate happen the projects that are listed have to be from quality developers. These are in turn larger projects which have the advantage of securing quality project managers, auditors etc which give it a better chance of success. The size of the project also means that there is more return on offer which would make it more attractive to potential investors.

The equity portion of these investment offers is going to be significantly larger than 2 Million. Which is why even if crowdfunding deregulates and ends up including real estate investments we at estatebaron.com believe that doing a full retail public disclosure is still the way to go.

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Dehradun Holiday Packages and Famous Tourist Attractions

India is a country with different cultures, different religions and different kinds of places. Its each region has something special to offer. There are different cities of the country that give the experience of cold, while at the same time some cities give the experience of hot sands. There are some cities that would provide a moderate stay with pleasing views and different, but interesting culture. Dehradun is one of such beautiful cities of the country that attracts many visitors every year. There are many Dehradun holiday packages that offer a trip to the town and have lots of fun.

The small town has good looking temples that are visited by almost all the tourists. It has an interesting museum which offers the insight on the origin of mankind on earth. Further it acquaints its visitors with the development and sustenance of the humans and the mankind.The food of the city is palatable and it offers multi cuisine to its visitors. Some of the Dehradun holiday packages offer the transportation and accommodation, while some others offer the meal along with it. The city has a clock tower, which is also one of the prominent tourist attractions. It has six faces and is located in the main commercial market area of the town.

Although it is not operational now, it is said that its chime was so loud that was audible outside the commercial market. One more popular place in the city is the Robbers cave. It is believed that the robbers used to hide themselves from the British in this cave and thus the name of the cave is nomenclature after this. Also it has been observed that here is a stream of water flowing in the cave, which is visible at some points and disappears for few meters and is again visible. The people going with Dehradun holiday package get the chance to visit this mysterious cave. Another tourist destination in the city is Malsi Deer park. For its residents it is a renowned picnic spot. The park has deer and peacocks in it which amuse the visitors. It is located at the foothills of the renowned Shivalik mountain ranges.

The city is small yet very beautiful. Its museum, clock tower and the robbers cave are the key spots of tourists’attraction. All the Dehradun holiday packages offer the visits to these places. Not only the food but also the stay of its visitor has some special element in it.There are several resorts that provide campfire to make the stay more blissful. The guest houses and the hotels are also engaged into providing such pleasant experiences that makes the stay more pleasant. People from worldwide come to visit this small town to get the pleasant stay with bit of new environment and new culture. The town offers different views that attract the visitors and make them feel happy at their hearts. The Dehradun holiday package providers give the best service as per the requirement of the visitors.

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Natural Ways To Increase Memory Skills And Brain Power In Adults

Confused mind, furry thinking, cloudy brain and the situation when an individual starts thinking he is losing his mind like a type of heavy pressure on his or her head which doesn’t hurt but can be irritating. All these things are nothing but the problems related to brain power of a person. There can be issues like low processing speed of brain which is nothing but the rate at which an individual responds to new information, the ability to develop or process the information to come to a decision gets affected. There are various natural ways to increase memory skills and brain power. Performing regular exercises, eating well and involving yourself in interesting activities are some of those.

According to many studies and researchers problem of weak memory and brain power is mainly associated with aging. White matter loss inside the brain which is responsible for balancing all the axons or the wires can limit the information from processing quickly to other areas of the brain. People who have problems of diabetes, high blood pressure or who are addicted to particular medicines and smoking are greatly affected by such problems in brain. Blood vessels that feed the white matter get damaged because of all these medical conditions. The flow of blood gets reduced and with reduced oxygen supply the brain cells face damage or it can happen because of genetic problems in some people. These people are at a risk of having neurodegenerative conditions. For resetting the functioning of glands and increase brain power natural remedies should be adopted.

Anxiety, stress, too much of workload and the hectic lifestyle of today can really get your brain exhausted without a healthy diet. Over exhaustion, no relaxation, distractions, too much of work load can cause damage to the brain cells. Mental tiredness and chronic fatigue are some of the signs of busy lifestyle where the sympathetic nerves and the glands of the body which are responsible for making your brain to work get weak. The chemicals get released by the adrenals in a limited time phases and the central nervous is something that keeps us alert the whole time. The stress to deal with sudden problems and then restore back, have long lasting effects on the glands and brain. Too much exposure to cortisol can harm neurons and cut down on your ability to think properly.

BrainOBrain capsules are the best natural ways to increase memory skills. One of the herbs present in these supplements is Bacopa monnieri can boost the health of brain and help in lowering the effect of stress or pressure on cells of brain. The herb enhances memory and other cognitive works. The herb helps in reducing cortisol according to researchers and it also has distressing elements. It is beneficial to all types of people. It is also helpful in lowering the symptoms of diseases such as Alzheimer. The herbal supplement contains different types of other mind enabling herbs to improve the health of brain and cure other genetic and age associated damage done to the brain cells effectively.

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